Skip to main content

Aetna joins UnitedHealthcare among the commercial insurers that have expanded coverage from more limited e-visit provisions.

Aetna joins UnitedHealthcare among the commercial insurers that have expanded coverage from more limited e-visit provisions.

UPDATE (April 3): Aetna has advised that telehealth services delivered by physical therapists may be billed on a UB04 using the modifier GT or 95. Please contact advocacy@apta.org with any issues or questions associated with this billing.

Private insurer Aetna announced that it will now cover a range of services delivered by PTs through telehealth—a significant expansion of its earlier COVID-19-related policy that limited coverage to e-visits. The change comes after APTA engaged in collaborative work with the company to rethink its temporary benefits policy.

The insurer, officially known as CVS Health/Aetna, will cover the telehealth-based delivery of the services and procedures by PTs for CPT codes 97161, 97162, 97163, 97164, 97110, 97112, 97116, 97535, 97755, 97760, and 97761. The telehealth care must be provided as a two-way synchronous (real-time) audiovisual service. Providers are required to append the GT modifier to the codes. Aetna's expansion follows a similar move by UnitedHealthcare.

Aetna will also continue its policy that reimburses PTs for the provision of e-visits, virtual check-ins, and telephone services. The use of the GT or 95 modifier is not required for e-visit CPT codes (98970, 98971, 98972), the store-and-forward code (G2010), virtual check-in codes (G2012), and telephone assessment CPT codes (98966, 98967, 98968). Visit Aetna's provider website and follow instructions for accessing detailed policy information on the provider portal.

Check out APTA’s frequently updated telehealth webpage for the latest information on payer and regulatory changes.


You Might Also Like...

Article

CMS Finalizes Fee Schedule Pay Bump for the First Time in 5 Years

Nov 18, 2025

The U.S. Centers for Medicare & Medicaid Services finalized a 3.26% increase to the conversion factor in the final Medicare Part B Physician Fee Schedule

News

Government Shutdown Ended: Telehealth Flexibilities Extended Until Jan. 30, 2026

Nov 17, 2025

On Nov. 12, the longest shutdown in U.S. history ended after both the Senate and House of Representatives passed a temporary spending bill that the president

Review

Study Finds Physical Therapy Could Contribute to Reversal of Prediabetes Risk

Nov 13, 2025

In this review: Factors related to reversal of prediabetes in patients from a cardiovascular risk program during 2019- 2023 (BMC Research, open access).